Loan against property: advantages and disadvantages
A loan against property lets you borrow a large sum for up to 15 years against a home or shop you own. The catch is that the property is the security. Pros, cons and example terms.
Loans and Credit
Loans, credit scores and borrowing costs explained, with rates and rules dated and sourced.
Loan against fixed deposit: advantages and disadvantages
A loan against a fixed deposit lets you borrow up to about 90% of your FD at roughly 1% above the deposit rate, without breaking it. Pros, cons and example terms.
How to check your CIBIL score for free
You are entitled to one free credit report with your score every year from each credit bureau, under an RBI rule. How to get the free CIBIL report and fix errors in it.